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Civic Lab
Create and follow budgets
Maris
LarsKnowing how to manage your money means you can save up for awesome toys or gifts. It's like having a treasure map for your allowance!
In 2034, you could be helping manage the big budgets for the Olympic games, making sure every dollar helps make the event amazing. You'll be a money wizard!
Optional materials for this quest.
Personal Finance Notebook / Budget Journal
RequiredA dedicated notebook for tracking your income, expenses, and goals keeps everything in one place and builds the daily habit of writing things down. Look for one with pre-printed budget or expense-tracker pages to make it easy to start.
Cash Envelope Wallet System
RequiredIf you want to try envelope budgeting with real cash, an accordion-style envelope wallet lets you divide your money by category (food, fun, savings) and see exactly what's left. Great for visual learners who find digital apps hard to stick with.
"I Will Teach You to Be Rich" by Ramit Sethi
This readable, no-guilt personal finance book is aimed at young adults and covers budgeting, saving, and investing in plain language. It pairs well with everything you learn in this quest and gives you a roadmap for the years ahead.